Specialties

Trucking

Trucking is the backbone of the worldwide economy. Whether you run a trucking firm or delivery service, TWIS is dedicated to help you minimize exposures and costs.

Federal and state regulations, fuel costs, political risks, and claims frequency can all severely impair your business. Avoid these bumps in the road by partnering with a broker who understands these issues and can offer you a competitive advantage.

We can help with virtually any trucking operation but here are some examples of sub-sectors we can assist with: intra and interstate haulers, storage and logistics, couriers, last-mile delivery, fuel haulers, intermodal haulers, leased on owner-operators, and more.

We can offer the following insurance products:

  • Auto Liability
  • Physical Damage
  • Motor Truck Cargo
  • Trailer Interchange
  • General Liability
  • Workers’ Compensation
  • Commercial Property
  • Warehouse Legal Liability
  • Excess & Umbrella Liability
  • Employment Practices Liability
  • Non-trucking Liability & Physical Damage
  • Occupational Accident
  • Cyber & Management Liability

 

Trucking Insurance
Trucking Insurance for All Types of Tucks: Box, pickup, semi, cargo, flatbed, dup, refer, delivery

Whether you run a courier service or trucking firm here are just some of the vehicle types we can help with:

  • Semi-Trucks
  • Pickup Trucks
  • Box Trucks
  • Tank Trucks
  • Cargo Vans
  • FlatBed Trucks
  • Dump Trucks
  • Refer Truck
  • Delivery/Step Vans
  • And More…

Limousine & Taxi

Livery companies specialize in the transportation of people – getting them from one destination to the next. Whether you run a limo, taxi or non-emergency transportation service, TWIS is dedicated to help you minimize exposures and costs.

We understand what it takes to get your vehicle on the road. Agencies that don’t understand your business and insurance requirements might steer you in the wrong direction which can severely hurt your business. Our specialists can help advise you on what to expect when getting your business started as well as helping those that are already in business.

Some common business we work with are airport shuttle, limousine, sight-seeing, wine and other tour, taxis and non-emergency medical transportation companies.

We can offer the following insurance products:

  • Auto Liability
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Physical Damage
  • General Liability
  • Airport Endorsement
  • Workers’ Compensation
  • Commercial Property
  • Excess & Umbrella Liability
  • Employment Practices Liability
  • Cyber & Management Liability

 

limo insurance providers
Airport Endorsement Insurance

Here are just some of the vehicle types we can help with:

  • Sedans
  • SUVs
  • Shuttle/Bus
  • Stretch
  • Passenger Vans
  • Wheelchair Accessible Vehicles
  • Stretcher Accessible Vehicles
  • And More…

Bus

Running a business that involves the use of a bus can be a challenge. You have enough on your plate between finding the right driver, managing passengers, maintenance, and insurance. Whether you own one vehicle or a fleet, TWIS understands the unique exposures you face and we’re dedicated to bring you a solution that maximizes your coverage and minimizes your costs.

We can offer the following insurance products:

  • Auto Liability
  • Medical Payments
  • Uninsured/Underinsured Motorist
  • Physical Damage
  • General Liability
  • Abuse & Molestation
  • Workers Compensation
  • Commercial Property
  • Excess & Umbrella Liability
  • Employment Practices Liability
  • Cyber & Management Liability
bus insurance
school bus insurance

Here are just some of the business types we can help with:

  • Airport Shuttles
  • Charter
  • Sight-seeing
  • Schools
  • Non-profits
  • Hotels
  • Limousine
  • And More…

Contractors

Whether you’re a general contractor or you specialize in a specific trade, any company involved in construction is open to a number of risks. The right combination of insurance coverage can help limit your financial risk by protecting you from such things as jobsite accidents, equipment damages, hazardous materials, employee injury and more.

We’ve worked with all types of construction and contractor companies and know the particular liability insurance each one requires for the variety of projects they typically work on. It’s important to partner with an insurance expert who understands the nuances that affect different players in the construction market.

Here are just some of the business types we can help with:

  • General Contractor
  • Carpenter
  • Painter
  • Electrician
  • Landscaper
  • Masonry
  • Concrete
  • Homer Builder
  • Plumber
  • HVAC
  • Drywall and Plaster
  • Handyman
  • Cleaning Service
  • Appliance Repair
  • Grading & Excavation
  • And More…
contractors insurance and builders risk insurance
general liability insurance for contractors and contractor liability insurance

We can offer the following insurance products:

  • General Liability
  • Workers Compensation
  • Auto Liability
  • Owned Equipment Coverage
  • Pollution/Environmental Liability
  • Professional Liability
  • Builders Risk
  • Bonds
  • Excess & Umbrella Liability
  • Employment Practices Liability
  • Cyber & Management Liability

Small Business

As the owner of a small business your time is spread thin overseeing all the different aspects of your operation. You don’t have time to research all the different coverage you need, shop your insurance and compare quotes. As experts in small business insurance, TWIS Insurance Services, will shop for you and deliver a unique package that fits your business needs. We take pride in explaining your coverage in simple, easy to follow terminology. We want you to understand what you are purchasing and to feel good that all your hard work is protected. We can assist with virtually any type of small business.